What does general contractor insurance cover?

With a tailored insurance package, your coverage typically includes: 

  • Injury claims if workers or visitors are hurt on the job site.  
  • Vehicle accidents, whether transporting materials, tools, or staff. 
  • Claims of defective work or missed deadlines, falling back to contract obligations. 
  • Property losses, including theft or damage to equipment, supplies, or ongoing construction. 
  • Major liability cases that threaten to exceed policy limits. 
  • Subcontractor compliance, ensuring all hired teams have acceptable coverage—limiting liability exposure. 

These coverages are designed to keep your business moving forward—even when unexpected events arise. 

By Heather

Heather is a skilled content writer with a strong background in English literature and business management. She creates compelling content for small businesses, combining engaging storytelling with data-driven insights to fuel growth and provide real-world insights.