Does carpenter insurance cover tool theft or damage?

Yes! Tools & Equipment coverage (Inland Marine) specifically handles loss or damage risks: 

  • Theft from a parked van or jobsite. 
  • Damage during transport or use onsite. 
  • Accidental drop damage or weather-related losses. 

If tools are your livelihood, insuring them means one unexpected incident won’t stop all your work. 

By Heather

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