Can I buy private workers’ compensation insurance in Washington? 

Generally, no. Washington employers get industrial insurance through L&I or qualify as a certified self-insured employer. Private workers’ compensation policies are not sold in Washington for that purpose. This is one reason a Washington insurance plan looks different from a plan in a neighboring state. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.