Does commercial property insurance cover earthquakes in Utah? 

No. Standard commercial property policies exclude earthquake damage. State and federal geologists estimate a 43 percent chance of a magnitude 6.75 or greater earthquake along the Wasatch Front within the next 50 years. Earthquake coverage is available as an endorsement or a separate policy, and Wasatch Front businesses should price it before dismissing it. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.