Pricing depends on industry, revenue, payroll, property, vehicles, claims history, limits, and other risk factors. General liability insurance in Tennessee typically ranges from about $300 to over $3,000 per year. Many businesses pay around $45 per month, depending on coverage levels and risk factors. Actual quotes can be higher or lower.
Gild Insurance, approved Tennessee general liability pricing and common-limit guidance supplied for this page, July 2026.
