Can a personal auto policy cover business driving? 

Some personal policies permit limited incidental business use, but exclusions vary. Regular delivery, transportation for a fee, company ownership, or primary business use can require commercial auto coverage. Review the policy before relying on it for work.

https://dlr.sd.gov/insurance/general_guidance/auto.aspx

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.