Is workers’ compensation required in South Dakota? 

No. South Dakota is one of only two states, along with Texas, that does not require employers to carry workers’ compensation insurance. The state strongly recommends it because an uninsured employer may be sued in civil court after an employee injury.

https://dlr.sd.gov/workers_compensation/default.aspx

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.