Is business insurance required in Rhode Island? 

Partly, yes. Rhode Island requires workers’ compensation insurance once you have one employee and commercial auto insurance for business vehicles. Registered contractors must carry at least $500,000 in general liability coverage. Other policies are optional but often required by landlords, lenders, and client contracts before you can operate. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.