Some coverage is required. Nevada generally requires workers’ compensation once you have one or more employees, subject to limited exceptions, and liability insurance for vehicles registered and driven in the state. General liability is not required by law, but leases, customer agreements, lenders, and event venues often require it.
https://dir.nv.gov/uploadedFiles/dirnvgov/content/WCS/EmployersDocs/HowToObtainWC.pdf
