What does general liability insurance cover in Montana? 

It covers third-party bodily injury, third-party property damage, personal and advertising injury, and related legal defense on covered claims. It does not replace workers’ compensation, commercial auto, property, professional liability, or cyber insurance. Your policy form and endorsements control what is actually covered. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.