What happens if a Minnesota employer does not carry workers’ compensation insurance? 

The Department of Labor and Industry can order an uninsured employer to obtain coverage and stop employing workers until it does. Penalties can reach $1,000 per employee for each week without coverage. If an uninsured worker is injured, the employer repays the state fund plus a 65 percent penalty.

https://www.dli.mn.gov/business/workers-compensation/work-comp-fines-and-penalties-employers-failure-insure

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.