Is Minnesota a no-fault state for business vehicles? 

Yes. Minnesota’s no-fault law requires personal injury protection on owned vehicles, with minimum coverage of $40,000 per person. Liability minimums are $30,000 per person, $60,000 per accident, and $10,000 for property damage. Contracts often require higher limits than the law doe

https://mn.gov/commerce/insurance/auto/basics

https://mn.gov/commerce-stat/pdfs/auto-insurance-guide.pdf