What happens if I don’t have workers’ compensation insurance in Massachusetts? 

The Department of Industrial Accidents will issue a stop work order, and your business must close until coverage is in place. Minimum fines are $100 per day, including weekends and holidays, and rise to $250 per day on appeal. Criminal penalties can include up to one year in prison. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.