What does liability insurance in Maine cover? 

Liability insurance Maine businesses carry covers third-party bodily injury, damage to other people’s property, personal and advertising injury, legal defense costs, and settlements. It does not cover injuries to your own employees, damage to your own property, or professional mistakes. Those risks require workers’ compensation, property, and professional liability policies. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.