Do I need commercial auto insurance if I use my personal vehicle for work? 

Possibly. A personal auto policy may limit or exclude business use. Review how the vehicle is titled, who drives it, what it carries, and how often it works. Hired and non-owned auto coverage matters when employees use personal vehicles or the company rents them. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.