Is business insurance required in Delaware? 

Some business insurance is required in Delaware. Almost every employer with one or more employees must carry workers’ compensation, subject to limited exceptions. Delaware-registered vehicles must carry required auto insurance. General liability is not universally required, but leases, contracts, project owners, and business relationships often require it.

Delaware Office of Workers’ Compensation: Which employers are legally required to carry workers’ compensation insurance

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.