Is business insurance required by law in California? 

Partially. California requires workers’ compensation insurance if you have one or more employees, and liability insurance on business vehicles. General liability, property, and professional liability insurance are not required by state law, but leases, lenders, and client contracts frequently require them. 

https://www.dir.ca.gov/dwc/faqs.html

https://www.dmv.ca.gov/portal/vehicle-registration/insurance-requirements

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.