Is HVAC contractor liability insurance the same as general liability insurance? 

Largely, yes. HVAC contractor liability insurance is general liability coverage written for HVAC work. It covers third-party injuries and property damage from your operations. It also typically includes completed operations protection. Some contractors add professional liability for design errors, which is a separate policy with its own limits. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.