How much does community group insurance cost? 

Premiums depend on building ownership, alcohol service, gross receipts, payroll, programs offered, fleet exposure, and loss history. Gild customers in this category pay an average of approximately $1,000 per year for core liability coverage. Larger social service agencies with paid staff and multiple programs typically pay several times that figure. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.